UK Remortgages for Expats or Foreign Nationals
Level Up Your UK Property Investments
Streamline Remortgages with IMS
Remortgage Opportunity: UK Rates Falling + Optimal Timing for International Clients Economic Crime Act delays are adding 4-6 weeks for Middle Eastern applications with other brokers.
THE IMS ADVANTAGE:
✓ Qatar presence = efficient regulatory navigation
✓ Specialised lenders with better international rates
✓ Typical outcome: £100-300/month reductions + increased capacity
Home remortgages.
We help streamline your UK purchase journey. We offer tailored remortgaging with the best possible rates as well as expert guidance throughout, simplifying every step from pre-approval to closing. BOOK FREE CONSULTATION to continue your UK property dreams.
Buy-to-let remortgages.
Safeguarding or expanding your investment portfolio? We find specific buy-to-let remortgages with the right lender for you. Our advisors help you navigate the UK market, ensuring a smooth journey towards your investment goals. BOOK FREE CONSULTATION and expand your potential in UK property.
Holiday let remortgages.
Relooking at your UK getaway mortgage? Our final mortgage service for ex-pats & foreign nationals is holiday-let mortgages, ideal for financing your vacation home and potentially offsetting costs with rentals. Great for properties with a strong rental history. BOOK FREE CONSULTATION to see how IMS can support you.
IMS Mortgage Qualification Criteria
IMS CLIENT PROFILE: International Success Stories
IWe specialise in complex cases mainstream providers reject:
✓ British expats & Gulf nationals earning £150,000+
✓ Complex income: bonuses, equity, overseas assets
✓ £600k-1M+ UK property goals
✓ Need results in 12+ weeks, not 6-12+ months
Minimum criteria: - £80,000+ income (we optimise for £150,000+) - £300,000+ mortgage requirement - Complex international assets welcome
Minimum Criteria:
● Earn over £80.000 p.a. or equivalent (we optimise for £150,000+)
● £300,000+ mortgage requirement
●Maximum 70% Loan-To-Value
● Complex International assets welcome
● Are employed on a permanent contract for at least 2 years (If self-employed or owning more than 25% of a company - have an accounting history of at least two years.)
The IMS approach…
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Step 1
Once we’ve responded to your initial enquiry, we then first establish your objectives, ensuring that we can deliver a successful mortgage solution for you.
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Step 2
We’ll then undertake a comprehensive market analysis to identify the mortgage and lender options that best align with your objectives and financial situation.
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Step 3
We give an answer to every enquiry within 48 hours - positive or negative, together with pre-underwriting and feedback on how to ensure a successful application.
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Step 4
Our established and personalised approach guarantees a smooth and efficient application process, minimising any potential obstacles or delays.
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Step 5
We offer referrals for ancillary services such as legal support and insurance, ensuring that all necessary measures are taken care of before the process begins.
