UK Remortgages for Expats or Foreign Nationals

Level Up Your UK Property Investments
Streamline Remortgages with IMS

As exclusive UK expat & foreign national mortgage specialists, we understand the unique needs of remortgaging your property from abroad. Our expertise and extensive lender network allow us to help with

Home remortgages.

We help streamline your UK purchase journey. We offer tailored remortgaging with the best possible rates as well as expert guidance throughout, simplifying every step from pre-approval to closing. Contact IMS to continue your UK property dreams.

Buy-to-let remortgages.

Safeguarding or expanding your investment portfolio? We find specific buy-to-let remortgages with the right lender for you. Our advisors help you navigate the UK market, ensuring a smooth journey towards your investment goals. Get in touch today and expand your potential in UK property.

Holiday let remortgages.

Relooking at your UK getaway mortgage? Our final mortgage service for ex-pats & foreign nationals is holiday-let mortgages, ideal for financing your vacation home and potentially offsetting costs with rentals. Great for properties with a strong rental history. Get in touch to see how IMS can support you.

IMS Mortgage Qualification Criteria

Please ensure you meet our qualifications and requirements

We carefully select our clients based on specific criteria and are only able to accept pre-approved or known acceptance applications. Our singular focus is to assist you or your family in acquiring the property of your dreams in an efficient and timely manner…

If you're looking for a mortgage, you can apply to us if you:

● Earn over £80.000 p.a. (or equivalent)

● Are seeking a mortgage of over £300,000, with a maximum LTV (loan-to-value) of 75%

● Are employed on a permanent contract for at least 2 years (If self-employed or owning more than 25% of a company - have an accounting history of at least two years.)

The IMS approach…

  • mortgage objectives

    Step 1

    Once we’ve responded to your initial enquiry, we then first establish your objectives, ensuring that we can deliver a successful mortgage solution for you.

  • Step 2

    We’ll then undertake a comprehensive market analysis to identify the mortgage and lender options that best align with your objectives and financial situation.

  • Step 3

    We give an answer to every enquiry within 48 hours - positive or negative, together with pre-underwriting and feedback on how to ensure a successful application.

  • Step 4

    Our established and personalised approach guarantees a smooth and efficient application process, minimising any potential obstacles or delays.

  • Step 5

    We offer referrals for ancillary services such as legal support and insurance, ensuring that all necessary measures are taken care of before the process begins.

GET STARTED

  • IMS & Rupert has been my advisor for many years, and I have found him to be a consummate professional. His advice has always been accurate, pertinent, and delivered in a clear and concise manner, with the utmost discretion. I have no hesitation in recommending him to others.

    Head of MEP Engineering
    DUBAI, UAE

  • Rupert provided an outstanding service in arranging our expat mortgage and was always available to assuage any concerns we had regarding delays in the approval process. Highly recommended.

    Oliver Hallsworth
    ABU DHABI, UAE

  • Professional and informative every step of the way. In the end all the arrangements were completed in a timely manner. We would have no hesitation using his services again or recommending them to others.

    Peter Orange
    DOHA, QATAR

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Continue your UK property journey with IMS…